Yes, everything should absolutely be handled by faceless government bureaucrats directing people's medical care and cutting checks, rather than members of the community pulling together and helping a stranger in need among them. Getting out of your car to hand some kid a twenty dollar bill for a cup of Kool Aid to help their sick little brother is a lot of trouble. F--k that.

The stories you linked to both showed people acting like they lived in an actual community, and both campaigns successfully raised money. Lisa's campaign raised over $300,000. Little Dylan had to travel to another state for treatment of his rare illness, and that gets expensive even if all of the care is covered. Both articles mention high medical bills as a national issue, but no one dies in front of a hospital in the USA because they can't pay due to Medicaid ($671B) and Medicare ($829B).